{"id":3069,"date":"2022-09-20T07:10:00","date_gmt":"2022-09-20T10:10:00","guid":{"rendered":"http:\/\/blog.bfsadvocacia.com.br\/?p=3069"},"modified":"2022-09-12T22:23:00","modified_gmt":"2022-09-13T01:23:00","slug":"mantida-multa-a-seguradora-por-ausencia-de-informacao-clara-quanto-as-coberturas-de-garantia-estendida","status":"publish","type":"post","link":"https:\/\/blog.bfsadvocacia.com.br\/index.php\/2022\/09\/20\/mantida-multa-a-seguradora-por-ausencia-de-informacao-clara-quanto-as-coberturas-de-garantia-estendida\/","title":{"rendered":"Mantida multa a seguradora por aus\u00eancia de informa\u00e7\u00e3o clara quanto \u00e0s coberturas de \u201cgarantia estendida\u201d"},"content":{"rendered":"\n<p>A 10\u00aa C\u00e2mara de Direito P\u00fablico do Tribunal de Justi\u00e7a de S\u00e3o Paulo manteve decis\u00e3o do juiz Mauro Iuji Fukumoto, da 1\u00aa Vara da Fazenda P\u00fablica de Campinas, que considerou cab\u00edvel aplica\u00e7\u00e3o de multa pela Funda\u00e7\u00e3o de Prote\u00e7\u00e3o e Defesa do Consumidor (Procon-SP) a empresa do ramo de seguros.<\/p>\n\n\n\n<p><br>De acordo com os autos, uma consumidora informou ter contratado garantia estendida para seu celular. Ap\u00f3s algum tempo de uso, notou que a bateria n\u00e3o mais sustentava a carga. Em raz\u00e3o disso, acionou a seguradora para a troca, o que foi recusado, com a justificativa de que o seguro contratado n\u00e3o cobria defeitos em bens consum\u00edveis, como a bateria.<\/p>\n\n\n\n<p><br>O relator do recurso, desembargador Antonio Celso Aguilar Cortez, apontou que a seguradora n\u00e3o demonstrou nenhuma irregularidade ou ilegalidade na imposi\u00e7\u00e3o da multa combatida, \u201ctampouco provou ado\u00e7\u00e3o de conduta consent\u00e2nea com as normas consumeristas de prote\u00e7\u00e3o\u201d. \u201cSe a exclus\u00e3o da garantia da bateria tivesse sido evidenciada \u00e0 consumidora de forma id\u00f4nea (com os devidos destaques), tal fato provavelmente impediria a contrata\u00e7\u00e3o do seguro extraordin\u00e1rio, de modo que a falta de clareza no contrato causou preju\u00edzo \u00e0 contratante, o que n\u00e3o se poderia admitir, j\u00e1 que colocou a segurada em posi\u00e7\u00e3o extremamente desvantajosa perante a Seguradora\u201d, concluiu.<\/p>\n\n\n\n<p><br>O julgamento, de vota\u00e7\u00e3o un\u00e2nime, teve a participa\u00e7\u00e3o dos desembargadores Teresa Ramos Marques e Jos\u00e9 Eduardo Marcondes Machado.<\/p>\n\n\n\n<p>Apela\u00e7\u00e3o n\u00ba\u00a0<a href=\"https:\/\/esaj.tjsp.jus.br\/cposg\/search.do;jsessionid=EAF8C54E94B5A4AAAD1F7471B10E3450.cposg4?conversationId=&amp;paginaConsulta=0&amp;cbPesquisa=NUMPROC&amp;numeroDigitoAnoUnificado=1052834-77.2021&amp;foroNumeroUnificado=0114&amp;dePesquisaNuUnificado=1052834-77.2021.8.26.0114&amp;dePesquisaNuUnificado=UNIFICADO&amp;dePesquisa=&amp;tipoNuProcesso=UNIFICADO\">1052834-77.2021.8.26.0114<\/a><\/p>\n\n\n\n<p>TJSP 12.09.2022<\/p>\n","protected":false},"excerpt":{"rendered":"<p>Falta de clareza prejudicou a contratante<\/p>\n","protected":false},"author":1,"featured_media":3075,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":"","jetpack_publicize_message":"","jetpack_is_tweetstorm":false,"jetpack_publicize_feature_enabled":true,"jetpack_social_post_already_shared":true,"jetpack_social_options":{"image_generator_settings":{"template":"highway","enabled":false}}},"categories":[28],"tags":[2222,2223,2142,163,2221],"jetpack_publicize_connections":[],"jetpack_featured_media_url":"https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=1880%2C1254&ssl=1","featured_image_urls":{"full":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=1880%2C1254&ssl=1",1880,1254,false],"thumbnail":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?resize=150%2C150&ssl=1",150,150,true],"medium":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=300%2C200&ssl=1",300,200,true],"medium_large":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=640%2C427&ssl=1",640,427,true],"large":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=640%2C427&ssl=1",640,427,true],"1536x1536":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=1536%2C1025&ssl=1",1536,1025,true],"2048x2048":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=1880%2C1254&ssl=1",1880,1254,true],"covernews-slider-full":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?resize=1115%2C715&ssl=1",1115,715,true],"covernews-slider-center":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?resize=800%2C500&ssl=1",800,500,true],"covernews-featured":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?fit=1024%2C683&ssl=1",1024,683,true],"covernews-medium":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?resize=540%2C340&ssl=1",540,340,true],"covernews-medium-square":["https:\/\/i0.wp.com\/blog.bfsadvocacia.com.br\/wp-content\/uploads\/2022\/09\/pexels-photo-336948.jpeg?resize=400%2C250&ssl=1",400,250,true]},"author_info":{"display_name":"bfsadvocacia","author_link":"https:\/\/blog.bfsadvocacia.com.br\/index.php\/author\/bfsadvocacia\/"},"category_info":"<a 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